You are not ready to retire unless your retirement plan details your dependable monthly income.Read More
Do you have enough money to last you through retirement? Savings is not enough. You need a written retirement plan covering all the bases. James Holloway Sr. and the financial professionals at Texas Financial and Retirement can help you with retirement planning in Tyler, Texas.Read More
In the past, retirees could typically count on three sources of retirement income. Now, the majority of retirement income is left to you - the retiree and your individuals savings. For this reason, you may want to consider adding annuities or investments to your retirement plan.Read More
To build a successful retirement plan, you must first accumulate a significant nest egg that continues to grow through retirement. James Holloway, Financial Planner Tyler, Texas, can help determine the full value of your nest egg and identify additional opportunities to help avoid running out of money during retirementRead More
Long Term Care strategies prepares you for the unexpected events during retirement. With the team at Texas Financial and Retirement and their retirement planning help in Tyler, Texas, you can prepare and account for those things that can affect us during retirement years such as: stroke, cancer, Alzheimer's, retirement or nursing home care.Read More
Over the past few months, we’ve seen a large increase in the volatility of the stock markets. In a basic sense, volatility for an investment refers to the expected range of values it might be worth over a given period of time. A large range of possible values represents high volatility, and a small set of valuesRead More
How’s your “financial literacy?” Do you need to know more about finances, especially concerning your retirement years? Most people do, but there is a striking gender gap which shows a greater need for women, especially, to have a better understanding of retirement finances. In 2017, a survey was conducted to measure the “financial literacy” of AmericansRead More
One of the common concerns people have regarding their retirement is a fear of running out of money. We all want our retirement income to last as long as we do, and many of us also want to be able to leave something beyond that to our heirs. Those are legitimate concerns. We may haveRead More
It may seem counter-intuitive, but you may have to pay income taxes to the Federal government on a portion of your Social Security benefits that you receive FROM the federal government. Who has to pay? Not everyone has to pay. So, your friend or relative who tells you they don’t have to pay any incomeRead More
If you’ve saved during your working years and crafted a written retirement plan with the help of a financial professional, and you are following that plan, then you’re in good shape for your retirement years, right? Maybe so, maybe not. As the saying goes, “life happens.” Or, as Robert Burns put it, “The best laid schemesRead More
When we discuss retirement, we often assume that anyone who has sufficient savings set aside is therefore ready to retire. But is that always the case? Certainly, much of the focus of our work as financial professionals is on guiding others in the acquiring, preserving and distributing of their money in the ‘best’ way possible.Read More
Texas Financial and Retirement
To positively change the financial and retirement lives of the families we represent forever.
To help families create and grow wealth, protect and preserve their life savings, create a comfortable retirement income, and plan for the distribution of their estate in the most tax efficient manner.