Posts by Texas Financial
How can I save more for my retirement?
As we grow older and get closer to our expected retirement, we often look for ways to increase our savings to have better retirement income. There are several ways you…
Read MoreWhat is a Medicare Advantage Plan and how can it affect my retirement?
A Medicare Advantage Plan is also known as Medicare Part C. Traditional “Original Medicare” is a list of benefits provided to you by Medicare. Most people receive Part A (hospital…
Read MoreMany retired seniors want to travel… to the beach!
One of the most popular ways to spend retirement is traveling. And one of the most popular types of destinations for today’s retired seniors is the beach. What’s the main…
Read MoreEven older working households with a retirement plan aren’t saving enough
Every generation seems to enjoy pointing at the newest generation coming up behind them and saying, “Those kids today! They just don’t …” Today’s aging Baby Boomers are no different.…
Read MoreWhat is Medigap insurance – and do I need it after I retire and have Medicare?
We all want to cut our expenses when we retire to help us have a comfortable standard of living on our more limited income. Generally, the last thing we want…
Read MoreI thought Medicare was free! Why would I need to pay?
For most people, Medicare Part A comes at no cost after age 65. That’s because they have worked enough time (at least 40 quarters, 10 years total) while paying Medicare…
Read MoreWhy saving money isn’t all you need to do to get retirement right
If you asked people approaching their planned retirement age if they wish they had saved more in their earlier working years, almost all would say “yes.” Without a time machine,…
Read MoreWhich Millennials are failing to save for retirement?
For a variety of reasons, people have been saying that younger adults (Millennials, specifically) aren’t saving enough for their retirement. Some will say it’s the crushing debt from student loans…
Read MoreShould you visit with a Financial Advisor or Planner?
Smart people know that sometimes they need to seek out expert opinions – because none of us is an expert in everything. As the person in charge of your finances,…
Read MoreHow long will you live in your retirement years?
According to The Center for Retirement Research at Boston College, a person who retired at age 65 in 1970 could expect to live another 13 years during their retirement. They…
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