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Financial Planning

What if your expenses actually increase after you retire?

By Texas Financial | November 29, 2018

It’s a fairly common belief that your monthly expenses will decrease after you retire, but what if they increase? There are a number of reasons that even the Social Security…

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How to Help a Millennial with Their Retirement

By Texas Financial | October 4, 2018

Each generation faces its own challenges when it comes to saving and providing for retirement. If you’re a Baby Boomer, and at or near your retirement years, you likely had…

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Which Millennials are failing to save for retirement?

By Texas Financial | July 25, 2018 | 0

For a variety of reasons, people have been saying that younger adults (Millennials, specifically) aren’t saving enough for their retirement. Some will say it’s the crushing debt from student loans…

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Should you visit with a Financial Advisor or Planner?

By Texas Financial | July 23, 2018 | 0

Smart people know that sometimes they need to seek out expert opinions – because none of us is an expert in everything. As the person in charge of your finances,…

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How long will you live in your retirement years?

By Texas Financial | July 22, 2018 | 0

According to The Center for Retirement Research at Boston College, a person who retired at age 65 in 1970 could expect to live another 13 years during their retirement. They…

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When should I start receiving my Social Security benefits?

By Texas Financial | July 21, 2018 | 0

The amount you can expect to receive from Social Security varies quite a bit. As we at Texas Financial & Retirement like to point out, Social Security should only account…

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Everyone is working longer before retirement – particularly women

By Texas Financial | July 20, 2018 | 0

Men and women are different, in case you weren’t aware. And not just physically – the differences extend into many aspects of life, including retirement. Our gender affects the predicted…

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Can I live on my Social Security when I retire?

By Texas Financial | July 19, 2018 | 0

No, you probably cannot. Social Security is not designed to replace your full working wages. It’s intended to cover only approximately 40 percent of the income you earned while working.…

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What Happens To My 401(k) Or 403(b) When My Employer Changes?

By Texas Financial | June 18, 2018 | 0

When you leave an employer, or your employer is bought or merges with another company – or goes out of business, you typically need to decide what to do with…

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How To Choose A Financial Advisor

By Texas Financial | June 15, 2018 | 0

Effective financial planning is a lifetime effort. Financial advisors work with families to get a grasp on their finances and manage them across all phases of earning and into retirement.…

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Insurance products are offered through the insurance business Texas Financial and Retirement. Texas Financial and Retirement is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Texas Financial and Retirement are not subject to Investment Adviser requirements.

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Insurance products are offered through the insurance business Texas Financial and Retirement. Texas Financial and Retirement is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Texas Financial and Retirement are not subject to Investment Adviser requirements.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.

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