Stay up to date on financial topics that matter


Browse our blog posts below to stay current on events we believe could impact your financial situation.

Retirement and Baby Boomers

By Texas Financial | February 25, 2019 | Comments Off on Retirement and Baby Boomers

Baby Boomers is the nickname for the generation of people born between 1943 (or 1946) and 1960 (or 1964).[1] That means this year, in 2019, the very youngest of the Baby Boomers…

Plan Retirement Right: Which is better, Traditional or Roth?

By Texas Financial | February 24, 2019 | Comments Off on Plan Retirement Right: Which is better, Traditional or Roth?

If you’re saving for your retirement in a 401(k), 403(b) or an IRA, you’ve probably seen that you can choose Traditional or Roth for your account. What does that mean,…

Plan Retirement Right: What is Dollar Cost Averaging?

By Texas Financial | February 24, 2019 | Comments Off on Plan Retirement Right: What is Dollar Cost Averaging?

People take a variety of different approaches to investing for their retirement. Some may invest in fits and starts. Whenever they “come into some extra money,” they invest some in…

Plan Retirement Right: Stock Market Volatility

By Texas Financial | February 23, 2019 | Comments Off on Plan Retirement Right: Stock Market Volatility

Over the past few months, we’ve seen a large increase in the volatility of the stock markets. In a basic sense, volatility for an investment refers to the expected range of…

Who needs to know more about retirement finances?

By Texas Financial | February 22, 2019 | Comments Off on Who needs to know more about retirement finances?

How’s your “financial literacy?” Do you need to know more about finances, especially concerning your retirement years? Most people do, but there is a striking gender gap which shows a…

Plan Retirement Right: What’s a bond ladder, and how can it help when you retire?

By Texas Financial | February 21, 2019 | Comments Off on Plan Retirement Right: What’s a bond ladder, and how can it help when you retire?

One of the common concerns people have regarding their retirement is a fear of running out of money. We all want our retirement income to last as long as we…

Plan Retirement Right: Social Security and Income Taxes

By Texas Financial | February 20, 2019 | Comments Off on Plan Retirement Right: Social Security and Income Taxes

It may seem counter-intuitive, but you may have to pay income taxes to the Federal government on a portion of your Social Security benefits that you receive FROM the federal…

When should you review, and maybe alter, your retirement plan?

By Texas Financial | February 19, 2019 | Comments Off on When should you review, and maybe alter, your retirement plan?

If you’ve saved during your working years and crafted a written retirement plan with the help of a financial professional, and you are following that plan, then you’re in good shape…

Are you really ready to retire? It’s not all about the money.

By Texas Financial | February 18, 2019 | Comments Off on Are you really ready to retire? It’s not all about the money.

When we discuss retirement, we often assume that anyone who has sufficient savings set aside is therefore ready to retire. But is that always the case? Certainly, much of the…

What if your expenses actually increase after you retire?

By Texas Financial | November 29, 2018 | Comments Off on What if your expenses actually increase after you retire?

It’s a fairly common belief that your monthly expenses will decrease after you retire, but what if they increase? There are a number of reasons that even the Social Security…

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