Grow Your Assets With Texas Financial & Retirement
Put what you’ve earned to work for the retirement you’re planning.
You spent decades building your savings. The question now is how to keep that money working through the years leading up to retirement and the ones that follow.
At Texas Financial & Retirement, we start with your goals, not a product. Once we understand what you want your retirement to look like, we help you build a strategy using the tools that fit your situation. Here’s where we can help.
Our Financial Services
A paycheck stops when you retire. Your expenses don’t. We’ll help you map out where your income will come from — Social Security, savings, pensions, insurance products — and in what order to draw on each. Sequencing matters more than most people expect, and small adjustments can make a meaningful difference in how long your money lasts.
Your portfolio should reflect where you are in life. As you move closer to retirement, your priorities often shift from growth alone toward a mix of growth and stability. We review what you’re holding now, talk through your comfort with risk and help you build an allocation that matches your timeline and goals. Then we’ll revisit it regularly as your life and markets change.
Annuities are insurance products that can provide income for a set period or for life. For some people, they’re a useful way to cover essential expenses so other assets can stay invested for growth. For others, they aren’t the right fit. We’ll walk you through how they work, what they cost and what trade-offs come with them, so you can decide whether one belongs in your plan.
Annuities are insurance products that may be subject to fees, surrender charges and holding periods, which vary by insurance company. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are not FDIC insured.
We help you build and manage an investment strategy with a portfolio designed around your objectives and time horizon. We’ll also review it regularly and adjust when your circumstances or the markets call for it.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
Left a job? Retiring soon? You have options for the money sitting in an old employer plan, and the right one depends on your situation. We’ll explain what each choice means for your fees, investment options and taxes. Then we’ll help you handle the paperwork if a rollover makes sense.
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.
Let’s Talk About What’s Next
Every plan starts with a conversation. Schedule a meeting with our Tyler or Longview office, or give us a call at 903.534.5477.
